BCI
Get Fair Outcomes

Insurance Claims & Escalation

Don't accept unfair insurance settlements. Let us challenge unfavorable decisions and secure better outcomes.

Proven Results

Real Client Outcome

3,106% increase

Insurance provider's initial settlement offer vs. final negotiated outcome

Initial Offer

$1,300

Final Outcome

$41,686.60

This client received an initial offer that was significantly below what their claim was worth. After strategic intervention, negotiation, and proper case presentation, we secured a substantially better outcome. A lawyer charging 45-50% in fees would have resulted in the client receiving ~$22,000. We charged 17%, resulting in a net benefit of over $19,000 compared to traditional legal representation.

When You Might Need Help

Claim Denied or Underpaid

Insurer rejected your claim or offered significantly less than you believe is fair

Disputed Liability

Disagreement about who is at fault or responsible for the claim

Assessment Concerns

You believe the insurer's assessment of damage or loss is inaccurate

Claim Delay

Your claim is taking unreasonably long or progress has stalled

Complex Claims

Multi-party claims, business interruption, or other complex situations

Policy Disputes

Questions about coverage or policy interpretation

Our Approach

Case Assessment

Review your claim details, policy, insurer's decision, and identify gaps or weaknesses in their position

Documentation Review

Gather evidence, expert reports, and supporting documentation to strengthen your position

Negotiation Strategy

Develop a strategic approach to negotiate directly with the insurer or escalate through proper channels

Formal Escalation

If needed, lodge a formal complaint with the Australian Financial Complaints Authority (AFCA)

When to Escalate to AFCA

The Australian Financial Complaints Authority (AFCA) is an independent body that can help resolve disputes between you and your insurer. We'll help you understand:

  • ✓ Whether your situation qualifies for AFCA review
  • ✓ How to prepare a strong AFCA complaint
  • ✓ What to expect in the AFCA process
  • ✓ How to present your case effectively

Don't Accept an Unfair Settlement

Insurance companies have teams of professionals working to minimize payouts. You deserve support in getting a fair outcome. Start a conversation today.